Major medical insurance is the traditional health insurance product known to most. These products provide coverage for individuals to receive treatment from primary care physicians, emergency room visits, and other treatments, surgeries, and services. Major medical insurance products are typically purchased for a monthly premium. They are also often characterized by a deductible which must be met before the insurance coverage begins.
Some products are offered alongside Health Savings Accounts (HSAs) to cover these deductibles.
These products can vary greatly in premiums, deductibles, and services. Contact an agent to discuss the options available to you.